For over 10 years, California Reverse Mortgage has been helping homeowners across the state unlock their home equity with honest guidance and personalized service. We’re not just reverse mortgage lenders, we’re guides who take the time to explain every step in clear language, so you always know what to expect.
Office Location: 243 S Escondido Blvd Suite 2004, Escondido, CA 92025
CEO • Reverse Mortgage Specialist
California Reverse Mortgage was founded with a simple mission: to help California seniors enjoy retirement with financial freedom and peace of mind. We believe retirement should be stress-free, and for more than a decade, we’ve helped homeowners unlock the value of their homes through safe and simple reverse mortgage solutions.
What sets us apart? We’re educators first. Our team takes the time to explain every step in clear language so you always know what to expect. With us, you’ll find honest answers, transparent costs, and a process built around your needs.
To help seniors across California enjoy retirement with financial freedom and peace of mind.
To provide clear, reliable, and personalized reverse mortgage solutions that give homeowners control over their future.
As a leading reverse mortgage company in California, we've spent more than a decade building trust with homeowners across the state. Our commitment to providing exceptional guidance has made us a trusted partner for families from Los Angeles to San Diego, Sacramento to San Francisco.
We're proud that 9 out of 10 clients are satisfied with our service. This isn't just a number, it reflects our dedication to personalized solutions, transparent communication, and putting your needs first.
Our approach is simple: no pressure, no hidden fees, just honest advice. We take pride in being transparent about every aspect of the reverse mortgage process, from costs to payout options to long-term implications.
Every homeowner's situation is unique. Whether you need steady monthly income, a lump sum for major expenses, or a flexible line of credit, our team will help you find the right fit. We offer:
For immediate large needs
For steady financial support
For emergency access
Tailored specifically for you
We offer all six reverse mortgage programs available in California. Our specialists match you with the right one, based on your home value, age, and goals.
Best for homes valued under $1,249,125
Best for luxury properties $1.2M – $4M+
Best for seniors buying a new California home
Best for early retirees and unique properties
Best for existing reverse mortgage borrowers
Best for limited-income seniors with specific needs
Our California specialists review your full situation and recommend the option that gives you the most benefit.
From consultation to closing, we make it easy
Our licensed California mortgage broker and loan officers will assess your home's value, your financial goals, and your unique situation to determine your eligibility. We'll create a tailored plan that includes all available options, from HECM to jumbo loan refinance.
What Happens:
✓ Free consultation (no obligation)
✓ Home value assessment
✓ Discussion of your financial goals
✓ Eligibility determination
✓ Personalized recommendations
We'll guide you through the straightforward application process and the mandatory HUD-approved counseling session. This ensures you understand every detail of the process, your rights, and all loan terms. We'll review all refinance closing costs and answer every question.
What Happens:
✓ Complete application with our guidance
✓ HUD-approved counseling (required for HECM)
✓ Full explanation of all costs and terms
✓ Review of your rights and protections
✓ Certificate of counseling completion
Our team handles all the final paperwork, including the appraisal and closing documents. Once the loan is finalized, you'll receive your funds based on your chosen payout option.
What Happens:
✓ Professional home appraisal
✓ Underwriting and approval process
✓ Final document preparation
✓ Closing at your convenience (office or mobile notary)
✓ 3-day right of rescission
With your reverse mortgage in place, you can simply relax and enjoy your retirement, knowing you have a financial safety net and no monthly mortgage payments to worry about.
What You Get:
✓ No monthly mortgage payments
✓ Funds delivered as chosen (lump sum, monthly, line of credit)
✓ Financial peace of mind
✓ Freedom to enjoy retirement
✓ Ongoing support from our team
Ready to take the first step? It starts with a free, no-pressure conversation
Get answers to common questions about reverse mortgages
